How Will Marriage Affect My Disability Benefits?
Being married can have financial benefits when it comes to Social Security. There are many factors to think about before claiming Social Security benefits. Married people can use different strategies to increase their benefits by timing their claims with each other. Your marital status is important to the SSA because you may be entitled to higher payments based on your spouse’s occupation and income. Understanding the full range of benefits you’re eligible to receive will enable you to get the most from your monthly payments. Getting married may affect your disability benefits in a variety of ways. This is largely dependent on what type of benefits you receive—Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI). If you receive SSI benefits, you likely already know that eligibility is determined based on your income and financial resources. Once you get married, the SSA will “deem” a portion of your spouse’s income to your record. Essentially, this means th...