Do I qualify for SSI disability benefits?

What if an individual does not have enough work credits to be insured for Social Security disability benefits? Fortunately, Social Security administers another disability program that is based upon need rather than insured status. Individuals who are not insured for Social Security disability benefits may be eligible for Supplemental Security Income Disability benefits (SSI) if they are able to meet the income and resource limits of the program and and a judge finds the person unable to work.

SSI is like many other programs in that it has income and resource limits. Income might be wages, pension, disability benefits (short or long term), Workman’s Compensation, rental income, interest, etc., and a resource might be land (other than where an individual lives), inheritance, trust fund, bank account, 401K, stocks, bonds, etc).

To qualify for SSI, you must have limited income and a few assets. Social Security requires recipients to have less than $2000.00 in assets, for a single person; and $3,000.00 for a married couple. 

If an individual’s income or resources do not exceed the SSI program limits they may be eligible for disability benefits through the SSI disability program even though they do not have enough work credits for Social Security disability.


If you need helping applying for Social Security Disability or SSI, please contact me at joshben99@gmail.com. I have over 20 years experience with Social Security Disability cases.

Location: United States

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