What is SSI?

SSI is a program that is different from the Social Security Disability Insurance (SSDI) program and is also administered by the Social Security Administration. Unlike with SSDI, you need not have worked and contributed FICA taxes to qualify. SSI is “needs-based” and is designed to provide benefits to individuals who have few or no income or assets.

The medical conditions qualifying for SSDI also apply to SSI. You must have a physical or mental disability that prevents you from earning “substantial” income, and that disability must exist or be expected to exist for at least 12 months.

There is no waiting period before receiving benefits under SSI, and payments are not made retroactively. You can only receive payments from the month you make your application or when the determination of disability is made, whichever is later. The SSI program also provides benefits for minor children with disabilities, but the restrictions on household income and assets apply in these cases as well.

If your application is denied by the Social Security administration, as happens in over a majority of cases, you have the right to appeal the decision. You also have the right to legal representation.

Location: United States

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