When will I get my Social Security Disability back pay:
SSDI back pay is usually paid in a lump sum unless you are also receiving Supplemental Security Income (SSI), in which case you’ll receive both SSI and SSDI benefits in three installments. When you’ll receive your back pay lump sum is a bit less certain. Some beneficiaries report receiving their back pay before they’ve even been notified that they have been approved for SSDI benefits.
Others may not see back pay deposited into their account until a few weeks or months after they begin receiving their regular monthly benefits. You should receive a Social Security Disability award letter containing your benefit amount, regular payment dates going forward, how much you’re owed in back pay, and a rough timeline of when to expect your lump sum.
The SSA determines back pay on a case-by-case basis depending on different factors. Such factors include:
1. The date of your application – SSDI claimants should receive back pay from at least the date of their initial application. If it took eight months for your claim to be approved, you can expect to receive back pay for those six months.
2. Whether you had a protective filing date – Some people may have what is called a protective filing date, which pre-dates the completion and submission of their SSDI application. If this is the case, back pay may extend back to that date.
3. The date of your disability – On your disability application, you will be required to provide the onset date of your disability. As part of the review process, the SSA examiner or an administrative law judge (ALJ)will establish an official onset date. This date is important because you might be eligible for up to 12 months of retroactive payments prior to your application date. One critical way a disability attorney can help is to fight for an accurate onset date, so you receive the full amount of back pay you deserve.
Social Security benefits are only paid out electronically; you will not receive a Social Security check in the mail. You can either receive a direct deposit into your bank account or opt for a prepaid debit card. When you apply to receive your Social Security benefits, you will have the chance to provide your account number and the routing number of your bank or credit union.
If you are receiving SSI and have substantial back pay, you may receive three different installments, six months apart.
If you need helping applying for Social Security Disability or SSI, please contact me at joshben99@gmail.com. I have over 20 years experience with Social Security Disability cases.
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