If I qualify for SSDI when do I get my monthly payment and Medical Insurance:

When you apply for Social Security Disability Insurance (SSDI) it is real important to think  about the  date of disability you are claiming. If the judge approves your case your date of disability will be used for determining your back due money, monthly payment and when you become eligible for Medicare.

If you are found disabled, under the SSDI program there is a five-month wait period before you may begin receiving benefits. For example, if you are found disabled as of January 1, 2021 you would not be eligible to begin receiving benefits until July, 2021, which is five full calendar months from your disability date. These regulations are different for the SSI program, which you can begin receiving benefits at any point after your initial filing date. So if you file for disability benefits January 1, 2021  with a disability date of June 1, 2020, you will only be eligible to receive benefits from your filing date of January 1, 2021.

The other benefits is Medicare health insurance, which would apply two years from the date you are eligible to receive disability benefits. For example, if you are found disabled as of January 1, 2021, you would be eligible to first receive disability benefits 5 months from that date, being June 1, 2021. The 5 months where you are not able to receive benefits is seen as a processing fee the social security administration collects for processing your claim. So if you are eligible to first receive benefits as of June 2021, Medicare health insurance would go into effect two years from that date, being June 2023. If you are confused by this do not worry. These requirements are complicated and best explained by an experienced social security disability attorney.


If you need helping applying for Social Security Disability or SSI, please contact me at joshben99@gmail.com. I have over 20 years experience with Social Security Disability cases.

 

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