Some Young Adults can qualify for Adult SSDI on Parents' Work Record

SSDI is a benefit available to people who have paid taxes to the Social Security Administration (SSA), much like Social Security retirement. Even if your adult child never worked, he may be eligible for Social Security "child" benefits based on your Social Security earnings record (or the other parent's earnings record) if your child:

1. became disabled before his or her 22nd birthday

2. is 18 years of age or older

3. is not married, and

4. has a parent who begins to get Social Security retirement or disability benefits or has a parent with a qualifying work history who dies.

The disabled adult "child" must meet the adult definition of disability. This is called a "child's benefit" because it is using the parent's earning record, not because the person needs to be young. In fact, when a parent doesn't begin collecting Social Security benefits until late in life, the disabled adult "child" is a young adult or sometimes even middle-aged adult before becoming eligible for benefits.

In addition to these requirements, you must be able to prove that your child's medical condition prevents him from performing what Social Security calls "substantial gainful activity" (SGA). For 2021, SGA is defined as earning $1,310 a month from work. To determine whether an adult child can work, the SSA uses the same disability guidelines for an adult who was disabled before the age of 22 as it does for a person who didn't become disabled until adulthood. 

If you need helping applying for Social Security Disability or SSI, please contact me at joshben99@gmail.com. I have over 20 years experience with Social Security Disability cases.

Location: Michigan, USA

Comments

Post a Comment

Popular posts from this blog

Sample questions you may be asked at your social security hearing

  Every case is different; no list will contain EVERY question an administrative law judge might ask, and the questions may not be asked in exactly this way, or in this order, but this information should help prevent you from feeling like questions are coming at you from “left field.” Going over this list will also spur you to think about things you might not have previously considered (such as how long you can sit, stand, walk or concentrate). You will NOT be asked every single question on this list and it is NOT useful to try to memorize answers to the questions. Just read over the list in the days before your hearing. Of course, this list should NOT be construed as legal advice pertaining to your case, and by providing it, I am not acting as your lawyer. My intention is just to provide some really helpful, general information. I. INTRODUCTORY INFORMATION Name – address – date of birth Marital Status and maiden name Former spouse information Do you live in a house, apartment, or mobi
Read more

Frequency of Medical Treatment

The frequency of your medical treatment is an important factor in your Social Security disability claim. A diagnosis is a first step, but a judge must evaluate your functional limitations due to your medical condition. And when evaluating the seriousness of your functional limitations, regular doctor visits are helpful. Looking at the cases of mine that were not granted in the past year or so, the lack of medical treatment played a role in almost every one. There a lots of reasons not to go to the doctor. There are co-pays. Sometimes there is little the doctor can do for you. Perhaps you do not want to complain to the doctor about your daily struggles. But without regular doctor visits, you may have an uphill battle for disability benefits. Also, the more the doctor sees you and is familiar with your condition, the more likely that the doctor will provide an opinion regarding your functional limitations. Those opinions are often the most persuasive medical evidence available to a perso
Read more

Covid Long Haul and Social Security Disability

Social Security Disability is a federal program to assist individuals who suffer from long-term disabilities that will keep them from working for 12 months or longer. This program is funded through payroll taxes that everyone sees on their pay stubs.  Applying for SSDI as a COVID long-hauler is a bit of a complex topic at this point. Due to the associated symptoms of long COVID, it is reasonable to connect having the disease and qualifying for disability benefits. However, every case is individually considered by the Social Security Administration (SSA) before approval, and there are plenty of cases that are later approved after being initially denied.  Long COVID, or long-haul COVID, is a term to describe a syndrome where symptoms continue months after a coronavirus infection. Researchers think that 10% to 30% of patients who had COVID infections might suffer from long COVID, or "post-COVID syndrome," whether their initial illness was serious or not. Some researchers define
Read more