SSDI when does it change to retirement benefits

 SSDI benefits are dependent on how long you worked and what you paid into the Social Security system. When you applied for SSDI, your Primary Insurance Amount (PIA) was calculated based on your Average Indexed Monthly Earnings (AIME), so you are already collecting what you would normally receive for Social Security Retirement benefits and the switch happens automatically. If your spouse is receiving benefits based on your record, his/her benefits will also automatically convert. So when does it switch? Well, that will depend on when you were born: the table below can tell you when your Social Security Disability Income will change to Social Security Retirement.

1938 – 65 years and 2 months

1939 – 65 years and 4 months

1940 – 65 years and 6 months

1941 – 65 years and 8 months

1942 – 65 years and 10 months

1943 through 1954 – 66 years

1955 – 66 years and 2 months

1956 – 66 years and 4 months

1957 – 66 years and 6 months

1958 – 66 years and 8 months

1959 – 66 years and 10 months

1960 and later – 67 years

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